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    <preface>
      <p>Private Health Insurance Legislation Amendment Act 2018</p>
      <p>No. 101, 2018</p>
      <p>An Act to amend laws relating to private health insurance, and for other purposes</p>
      <p>Contents</p>
      <p>1	Short title	1</p>
      <p>2	Commencement	2</p>
      <p>3	Schedules	2</p>
      <p>Schedule 1—Increasing maximum excess levels	4</p>
      <p>Private Health Insurance Act 2007	4</p>
      <p>Schedule 2—Age-based discounts for hospital cover	6</p>
      <p><ref href="#part-1">Part 1</ref>—Main amendments	6</p>
      <p>Private Health Insurance Act 2007	6</p>
      <p><ref href="#part-2">Part 2</ref>—Consequential amendments	7</p>
      <p>Age Discrimination Act 2004	7</p>
      <p>Schedule 3—Private Health Insurance Ombudsman’s powers	8</p>
      <p>Ombudsman Act 1976	8</p>
      <p>Schedule 4—Transitional provisions relating to the treatment of certain health insurance policies	14</p>
      <p>Schedule 5—Miscellaneous	20</p>
      <p><ref href="#part-1">Part 1</ref>—Benefits for travel and accommodation	20</p>
      <p>Private Health Insurance Act 2007	20</p>
      <p><ref href="#part-2">Part 2</ref>—Information requirements	22</p>
      <p>Private Health Insurance Act 2007	22</p>
      <p><ref href="#part-3">Part 3</ref>—Benefit requirements according to class of hospital	25</p>
      <p>Private Health Insurance Act 2007	25</p>
      <p><ref href="#part-4">Part 4</ref>—Closed and terminated products	28</p>
      <p>Private Health Insurance Act 2007	28</p>
      <p>Private Health Insurance Legislation Amendment Act 2018</p>
      <p>No. 101, 2018</p>
      <p>An Act to amend laws relating to private health insurance, and for other purposes</p>
      <p>[<i>Assented to 21 September 2018</i>]</p>
      <formula name="enacting">
        <p>The Parliament of Australia enacts:</p>
      </formula>
    </preface>
    <body>
      <section eId="sec-1">
        <num>1</num>
        <heading>Short title</heading>
        <content>
          <p>		This Act is the <i>Private Health Insurance </i><i>Legislation </i><i>Amendment</i><i> Act 201</i><i>8</i>.</p>
        </content>
      </section>
      <section eId="sec-2">
        <num>2</num>
        <heading>Commencement</heading>
        <subsection eId="sec-2__subsec-1">
          <num>1</num>
          <content>
            <p>Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.</p>
          </content>
          <table>
            <tr>
              <th>Commencement information</th>
              <th>Commencement information</th>
              <th>Commencement information</th>
            </tr>
            <tr>
              <td>Column 1</td>
              <td>Column 2</td>
              <td>Column 3</td>
            </tr>
            <tr>
              <td>Provisions</td>
              <td>Commencement</td>
              <td>Date/Details</td>
            </tr>
            <tr>
              <td>1.  Sections 1 to 3 and anything in this Act not elsewhere covered by this table</td>
              <td>The day this Act receives the Royal Assent.</td>
              <td>21 September 2018</td>
            </tr>
            <tr>
              <td>2.  Schedules 1 and 2</td>
              <td>1 April 2019.</td>
              <td>1 April 2019</td>
            </tr>
            <tr>
              <td>3.  Schedule 3</td>
              <td>The day after this Act receives the Royal Assent.</td>
              <td>22 September 2018</td>
            </tr>
            <tr>
              <td>4.  Schedule 4</td>
              <td>The day after this Act receives the Royal Assent.</td>
              <td>22 September 2018</td>
            </tr>
            <tr>
              <td>5.  Schedule 5, Parts 1 and 2</td>
              <td>1 April 2019.</td>
              <td>1 April 2019</td>
            </tr>
            <tr>
              <td>6.  Schedule 5, Part 3</td>
              <td>1 January 2019.</td>
              <td>1 January 2019</td>
            </tr>
            <tr>
              <td>7.  Schedule 5, Part 4</td>
              <td>The day after this Act receives the Royal Assent.</td>
              <td>22 September 2018</td>
            </tr>
          </table>
          <authorialNote placement="end" eId="note-1" marker="1">
            <content>
              <p>Note:	This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act.</p>
            </content>
          </authorialNote>
        </subsection>
        <subsection eId="sec-2__subsec-2">
          <num>2</num>
          <content>
            <p>Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act.</p>
          </content>
        </subsection>
      </section>
      <section eId="sec-3">
        <num>3</num>
        <heading>Schedules</heading>
        <content>
          <p>Legislation that is specified in a Schedule to this Act is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this Act has effect according to its terms.</p>
        </content>
      </section>
    </body>
    <attachments>
      <attachment>
        <hcontainer name="schedule" eId="schedule-1">
          <heading>Increasing maximum excess levels</heading>
          <content>
            <p>Private Health Insurance Act 2007</p>
          </content>
          <hcontainer name="clause" eId="schedule-1__clause-1">
            <num>1</num>
            <heading>At the end of Chapter 2</heading>
            <content>
              <p>Add:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-1__clause-42-1">
            <num>42-1</num>
            <heading>What this Part is about</heading>
            <content>
              <p>This Part sets out the excess levels for complying health insurance products that relate to whether a person is liable to pay medicare levy or medicare levy surcharge.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-1__clause-45-1">
            <num>45-1</num>
            <heading>Excess level amounts</heading>
            <content>
              <p>		For the purposes of the <i>A New Tax System (Medicare Levy Surcharge—Fringe Benefits) Act 1999</i> and the <i>Medicare Levy Act 1986</i>, any excess payable in respect of benefits under a *complying health insurance policy that provides *hospital cover must not be more than:</p>
            </content>
            <paragraph eId="schedule-1__clause-45-1__para-a">
              <num>a</num>
              <content>
                <p>$750 in any 12 month period, in relation to a policy under which only one person is insured; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-1__clause-45-1__para-b">
              <num>b</num>
              <content>
                <p>$1,500 in any 12 month period, in relation to any other policy.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-1__clause-2">
            <num>2</num>
            <heading>Application</heading>
            <content>
              <p>The amendment made by item 1 of this Schedule applies in relation to the 2018-19 income year and later income years.</p>
            </content>
          </hcontainer>
        </hcontainer>
      </attachment>
      <attachment>
        <hcontainer name="schedule" eId="schedule-2">
          <heading>Age-based discounts for hospital cover</heading>
          <content>
            <p>Private Health Insurance Act 2007</p>
          </content>
          <hcontainer name="clause" eId="schedule-2__clause-1">
            <num>1</num>
            <heading>Paragraph 55-5(2)(c)</heading>
            <content>
              <p>Repeal the paragraph, substitute:</p>
            </content>
            <paragraph eId="schedule-2__clause-1__para-c">
              <num>c</num>
              <content>
                <p>the age of a person, except to the extent allowed under:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-2__clause-1__para-i">
              <num>i</num>
              <content>
                <p><ref href="#part-2">Part 2</ref>-3 (lifetime health cover); or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-2__clause-1__para-ii">
              <num>ii</num>
              <content>
                <p>subsection 63-5(4); or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-2__clause-1__para-iii">
              <num>iii</num>
              <content>
                <p><ref href="#sec-66">section 66</ref>-5, because of the reason mentioned in paragraph 66-5(3)(ea); or</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-2__clause-2">
            <num>2</num>
            <heading>After paragraph 66-5(3)(e)</heading>
            <content>
              <p>Insert:</p>
              <p>Age Discrimination Act 2004</p>
            </content>
            <paragraph eId="schedule-2__clause-2__para-ea">
              <num>ea</num>
              <content>
                <p>because a person insured under the policy is entitled to an age-based discount in the circumstances set out in the Private Health Insurance (Complying Product) Rules;</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-2__clause-3">
            <num>3</num>
            <heading>Schedule 2 (table item 9A, column headed “Provision(s)”)</heading>
            <content>
              <p>Omit “<ref href="#part-2">Part 2</ref>-3 and subsection 63-5(4)”, substitute “<ref href="#part-2">Part 2</ref>-3, subsection 63-5(4) and paragraph 66-5(2)(a), because of the reason mentioned in paragraph 66-5(3)(ea)”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-2__clause-4">
            <num>4</num>
            <heading>Schedule 2 (after table item 9A)</heading>
            <content>
              <p>Insert:</p>
            </content>
          </hcontainer>
        </hcontainer>
      </attachment>
      <attachment>
        <hcontainer name="schedule" eId="schedule-3">
          <heading>Private Health Insurance Ombudsman’s powers</heading>
          <content>
            <p>Ombudsman Act 1976</p>
          </content>
          <hcontainer name="clause" eId="schedule-3__clause-1">
            <num>1</num>
            <heading>After Division 3 of Part IID</heading>
            <content>
              <p>Insert:</p>
              <p>Subdivision A—Inspection and audit</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20SA">
            <num>20SA</num>
            <heading>Powers to conduct inspections and audits</heading>
            <content>
              <p>The Private Health Insurance Ombudsman may:</p>
              <p>Note:	See also sections 20ZHA and 20ZHB.</p>
              <p>Subdivision B—Recommendations and reports</p>
            </content>
            <paragraph eId="schedule-3__clause-20SA__para-a">
              <num>a</num>
              <content>
                <p>at any reasonable time of the day, enter:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-i">
              <num>i</num>
              <content>
                <p>a place occupied by a private health insurer or private health insurance broker; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-ii">
              <num>ii</num>
              <content>
                <p>a place occupied by a person predominantly for the purpose of performing services for, or on behalf of, a private health insurer or private health insurance broker; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-iii">
              <num>iii</num>
              <content>
                <p>a place where documents or other records relating to a private health insurer, a private health insurance broker or the carrying on of health insurance business are kept; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-b">
              <num>b</num>
              <content>
                <p>may exercise the following powers in relation to the place:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-i">
              <num>i</num>
              <content>
                <p>the power to inspect any documents or other records to verify evidence provided in relation to a complaint made under <ref href="#dvs-3">Division 3</ref>;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SA__para-ii">
              <num>ii</num>
              <content>
                <p>the power to take extracts from, or make copies of, any such document or other record.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20SB">
            <num>20SB</num>
            <heading>Recommendation and reporting powers as a result of inspection or audit</heading>
            <content>
              <p>Recommendations to insurers or brokers</p>
              <p>Reports to the Health Minister</p>
            </content>
            <hcontainer name="subclause" eId="schedule-3__clause-20SB__subclause-1">
              <num>1</num>
              <content>
                <p>After exercising powers under <ref href="#sec-20S">section 20S</ref>A, the Private Health Insurance Ombudsman may make recommendations under this section.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-3__clause-20SB__subclause-2">
              <num>2</num>
              <content>
                <p>The Private Health Insurance Ombudsman may recommend either or both of the following:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20SB__para-a">
              <num>a</num>
              <content>
                <p>to a private health insurer, that the insurer take a specific course of action or make changes to its rules, or both;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SB__para-b">
              <num>b</num>
              <content>
                <p>to a health care provider or private health insurance broker, that the provider or broker take a specific course of action.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-3__clause-20SB__subclause-3">
              <num>3</num>
              <content>
                <p>The Private Health Insurance Ombudsman may, by written notice given to the person to whom the recommendation was made, or an officer of that person, require the person to report to the Private Health Insurance Ombudsman, before action is taken to give effect to the recommendation, on the action proposed to be taken. The notice must specify the period within which the report is to be given.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-3__clause-20SB__subclause-4">
              <num>4</num>
              <content>
                <p>After exercising powers under <ref href="#sec-20S">section 20S</ref>A, the Private Health Insurance Ombudsman may:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20SB__para-a">
              <num>a</num>
              <content>
                <p>report to the Health Minister on any recommendations made to a private health insurer or private health insurance broker and any responses to those recommendations; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SB__para-b">
              <num>b</num>
              <content>
                <p>report to the Health Minister on any recommendations to general changes in regulatory practice or industry practices relating to the kind of issues raised as a result of the exercise of those powers.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-3__clause-20SB__subclause-5">
              <num>5</num>
              <content>
                <p>If the Private Health Insurance Ombudsman provides a report to the Health Minister, as mentioned in subsection (4):</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20SB__para-a">
              <num>a</num>
              <content>
                <p>the report must refer to the Private Health Insurance Ombudsman’s exercise of powers under <ref href="#sec-20S">section 20S</ref>A; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20SB__para-b">
              <num>b</num>
              <content>
                <p>the Private Health Insurance Ombudsman must notify any private health insurer or private health insurance broker named in a report provided to the Health Minister of that fact, unless doing so would, or could be reasonably expected to, prejudice the conduct of a current or pending investigation.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-2">
            <num>2</num>
            <heading>After section 20T</heading>
            <content>
              <p>Insert:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20TA">
            <num>20TA</num>
            <heading>Powers to inspect documents etc.</heading>
            <content>
              <p>For the purposes of conducting an investigation under this Division, the Private Health Insurance Ombudsman may:</p>
              <p>Note:	See also sections 20ZHA and 20ZHB.</p>
            </content>
            <paragraph eId="schedule-3__clause-20TA__para-a">
              <num>a</num>
              <content>
                <p>at any reasonable time of the day, enter:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-i">
              <num>i</num>
              <content>
                <p>a place occupied by a private health insurer or private health insurance broker; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-ii">
              <num>ii</num>
              <content>
                <p>a place occupied by a person predominantly for the purpose of performing services for, or on behalf of, a private health insurer or private health insurance broker; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-iii">
              <num>iii</num>
              <content>
                <p>a place where documents or other records relating to a private health insurer, a private health insurance broker or the carrying on of health insurance business are kept; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-b">
              <num>b</num>
              <content>
                <p>exercise the following powers:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-i">
              <num>i</num>
              <content>
                <p>the power to inspect any documents or other records;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20TA__para-ii">
              <num>ii</num>
              <content>
                <p>the power to take extracts from, or make copies of, any such document or other record.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-3">
            <num>3</num>
            <heading>After paragraph 20ZG(6)(c)</heading>
            <content>
              <p>Insert:</p>
            </content>
            <paragraph eId="schedule-3__clause-3__para-ca">
              <num>ca</num>
              <content>
                <p>a summary of the exercise of powers during the period by the Private Health Insurance Ombudsman under <ref href="#sec-20S">section 20S</ref>A;</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-4">
            <num>4</num>
            <heading>After section 20ZH</heading>
            <content>
              <p>Insert:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20ZHA">
            <num>20ZHA</num>
            <heading>Announcement before entry</heading>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZHA__subclause-1">
              <num>1</num>
              <content>
                <p>This section applies if the Private Health Insurance Ombudsman:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20ZHA__para-a">
              <num>a</num>
              <content>
                <p>enters a place mentioned in paragraph 20SA(a) for the purposes of conducting an inspection and audit; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZHA__para-b">
              <num>b</num>
              <content>
                <p>enters a place mentioned in paragraph 20TA(a) for the purposes of conducting an investigation under <ref href="#sec-20T">section 20T</ref>.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZHA__subclause-1A">
              <num>1A</num>
              <content>
                <p>Before entering the place, the Private Health Insurance Ombudsman must give the occupier of the place at least 48 hours’ written notice of the Private Health Insurance Ombudsman’s intention to enter the place.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZHA__subclause-2">
              <num>2</num>
              <content>
                <p>Before entering the place, the Private Health Insurance Ombudsman must show the Private Health Insurance Ombudsman’s identity card to the occupier of the place, or to another person who apparently represents the occupier, if the occupier or other person is present at the place.</p>
              </content>
            </hcontainer>
            <content>
              <p>Note:	See also <ref href="#sec-20Z">section 20Z</ref>IA.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20ZHB">
            <num>20ZHB</num>
            <heading>Responsibility to provide facilities and assistance</heading>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZHB__subclause-1">
              <num>1</num>
              <content>
                <p>A person commits an offence if:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20ZHB__para-a">
              <num>a</num>
              <content>
                <p>the person is the occupier of, or is in charge of, a place mentioned in paragraph 20SA(a); and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZHB__para-b">
              <num>b</num>
              <content>
                <p>the Private Health Insurance Ombudsman exercises, or purports to exercise, the powers mentioned in paragraph 20SA(b) in relation to the place; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZHB__para-c">
              <num>c</num>
              <content>
                <p>the person does not provide the Private Health Insurance Ombudsman with reasonable facilities and assistance for the effective exercise of those powers.</p>
              </content>
            </paragraph>
            <content>
              <p>Penalty:	<quantity refersTo="#penaltyUnit">30 penalty units</quantity>.</p>
              <p>Penalty:	<quantity refersTo="#penaltyUnit">30 penalty units</quantity>.</p>
            </content>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZHB__subclause-2">
              <num>2</num>
              <content>
                <p>A person commits an offence if:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20ZHB__para-a">
              <num>a</num>
              <content>
                <p>the person is the occupier of, or is in charge of, a place entered mentioned in paragraph 20TA(a); and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZHB__para-b">
              <num>b</num>
              <content>
                <p>the Private Health Insurance Ombudsman exercises, or purports to exercise, the powers mentioned in paragraph 20TA(b) in relation to the place; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZHB__para-c">
              <num>c</num>
              <content>
                <p>the person does not provide the Private Health Insurance Ombudsman with reasonable facilities and assistance for the effective exercise of those powers.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-5">
            <num>5</num>
            <heading>After section 20ZI</heading>
            <content>
              <p>Insert:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-20ZIA">
            <num>20ZIA</num>
            <heading>Identity cards</heading>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZIA__subclause-1">
              <num>1</num>
              <content>
                <p>The Private Health Insurance Ombudsman must issue an identity card to a person who exercises the powers mentioned in paragraph 20SA(b) or 20TA(b).</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZIA__subclause-2">
              <num>2</num>
              <content>
                <p>The identity card must:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20ZIA__para-a">
              <num>a</num>
              <content>
                <p>be in the form approved by the Private Health Insurance Ombudsman; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZIA__para-b">
              <num>b</num>
              <content>
                <p>contain a photograph that is no more than 5 years old of the person to whom it is issued.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZIA__subclause-3">
              <num>3</num>
              <content>
                <p>A person must carry an identity card at all times when exercising powers under <ref href="#sec-20S">section 20S</ref>A or 20TA.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZIA__subclause-4">
              <num>4</num>
              <content>
                <p>A person commits an offence of strict liability if:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-3__clause-20ZIA__para-a">
              <num>a</num>
              <content>
                <p>the person ceases to be:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZIA__para-i">
              <num>i</num>
              <content>
                <p>a member of staff mentioned in <ref href="#sec-31">section 31</ref>; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZIA__para-ii">
              <num>ii</num>
              <content>
                <p>a person to whom the Private Health Insurance Ombudsman has delegated powers under <ref href="#sec-34">section 34</ref> in relation to <ref href="#sec-20S">section 20S</ref>A or 20TA; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-3__clause-20ZIA__para-b">
              <num>b</num>
              <content>
                <p>the person does not, <quantity refersTo="#deadline">within 14 days</quantity> of so ceasing, return the person’s identity card to the Private Health Insurance Ombudsman.</p>
              </content>
            </paragraph>
            <content>
              <p>Penalty:	<quantity refersTo="#penaltyUnit">1 penalty unit</quantity>.</p>
              <p>Note:	A defendant bears an evidential burden in relation to the matter in subsection (5) (see subsection 13.3(3) of the <i>Criminal Code</i>).</p>
            </content>
            <hcontainer name="subclause" eId="schedule-3__clause-20ZIA__subclause-5">
              <num>5</num>
              <content>
                <p>Subsection (4) does not apply if the identity card was lost or destroyed.</p>
              </content>
            </hcontainer>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-6">
            <num>6</num>
            <heading>Subsection 34(2C)</heading>
            <content>
              <p>Omit “to a member of staff mentioned in <ref href="#sec-31">section 31</ref> all or any of his or her powers or functions under this Act, other than his or her powers under <ref href="#sec-20R">section 20R</ref> and 20V”, substitute “all or any of the Private Health Insurance Ombudsman’s functions or powers under this Act (other than those under <ref href="#sec-20R">section 20R</ref>, paragraph 20SB(4)(b) and <ref href="#sec-20V">section 20V</ref>) to a person whom the Private Health Insurance Ombudsman considers has expertise appropriate to the function or power delegated”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-8">
            <num>8</num>
            <heading>Application</heading>
            <content>
              <p>The amendments made by this Schedule apply in relation to a complaint made under <i>Ombudsman Act 1976</i> on or after the day this item commences.<ref href="#dvs-3">Division 3</ref> of <ref href="#part-II">Part II</ref>D of the </p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-3__clause-9">
            <num>9</num>
            <heading>Delegation</heading>
            <content>
              <p>A delegation in force under subsection 34(2C) of the <i>Ombudsman</i><i> Act 19</i><i>76</i> immediately before the day this item commences has effect on and after that day as if it were a delegation made under subsection 34(2C) of that Act as amended by this Schedule.</p>
            </content>
          </hcontainer>
        </hcontainer>
      </attachment>
      <attachment>
        <hcontainer name="schedule" eId="schedule-4">
          <heading>Transitional provisions relating to the treatment of certain health insurance policies</heading>
          <hcontainer name="clause" eId="schedule-4__clause-1">
            <num>1</num>
            <heading>Simplified outline of this Schedule</heading>
            <content>
              <p>•	An irregular health insurance policy is to be treated as a complying health insurance policy during the period:</p>
              <p>•	An irregular health insurance policy is a health insurance policy that includes one or more benefit limitation periods.</p>
              <p>•	If an amount paid by the Commonwealth to a private health insurer has become repayable because a health insurance policy was an irregular health insurance policy, the repayment of the amount is waived.</p>
              <p>•	If an amount paid by the Commonwealth to a person by way of an incentive payment has become repayable because a health insurance policy was an irregular health insurance policy, the repayment of the amount is waived.</p>
            </content>
            <paragraph eId="schedule-4__clause-1__para-a">
              <num>a</num>
              <content>
                <p>beginning at the start of <date date="2007-04-01">1 April 2007</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-1__para-b">
              <num>b</num>
              <content>
                <p>ending at the end of <date date="2018-06-30">30 June 2018</date>.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-4__clause-2">
            <num>2</num>
            <heading>Definitions</heading>
            <content>
              <p>In this Schedule:</p>
              <p><b><i>benefit limitation periods</i></b> has the meaning generally accepted within the health insurance industry.</p>
              <p><b><i>hospital</i></b><b><i>-</i></b><b><i>substitute treatment</i></b> has the same meaning as in the <i>Private Health Insurance Act 2007</i>.</p>
              <p><b><i>hospital treatment</i></b> has the same meaning as in the <i>Private Health Insurance Act 2007</i>.</p>
              <p><b><i>irregular health insurance policy</i></b> has the meaning given by item 3.</p>
              <p><b><i>private health insurer</i></b> means:</p>
            </content>
            <paragraph eId="schedule-4__clause-2__para-a">
              <num>a</num>
              <content>
                <p>	(a)	a body that is or was registered under <i>Private Health Insurance (Prudential Supervision) Act 2015</i>; or<ref href="#dvs-3">Division 3</ref> of Part 2 of the </p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-2__para-b">
              <num>b</num>
              <content>
                <p>	(b)	a person who was registered under repealed <i>Private Health Insurance Act 2007</i>; or<ref href="#part-4">Part 4</ref>-3 of the </p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-2__para-c">
              <num>c</num>
              <content>
                <p>	(c)	an organisation that was covered by subsection 18(1) of the <i>Private Health Insurance (Transitional Provisions and Consequential Amendments) Act 2007</i>.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-4__clause-3">
            <num>3</num>
            <heading>Irregular health insurance policy</heading>
            <hcontainer name="subclause" eId="schedule-4__clause-3__subclause-1">
              <num>1</num>
              <content>
                <p>(1)	For the purposes of this Schedule, an insurance policy is an <b><i>irregular health insurance policy</i></b> at a particular time during the period:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-3__para-a">
              <num>a</num>
              <content>
                <p>beginning at the start of <date date="2007-04-01">1 April 2007</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-b">
              <num>b</num>
              <content>
                <p>ending at the end of <date date="2018-06-30">30 June 2018</date>;</p>
              </content>
            </paragraph>
            <content>
              <p>if, at that time (apart from item 4):</p>
              <p>did not prevent the policy from including those benefit limitation periods.</p>
              <p>an insurance policy included one or more benefit limitation periods that relate to:</p>
              <p>the policy is not an <b><i>irregular health insurance policy</i></b> at that time.</p>
            </content>
            <paragraph eId="schedule-4__clause-3__para-c">
              <num>c</num>
              <content>
                <p>the insurance policy includes one or more benefit limitation periods; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-d">
              <num>d</num>
              <content>
                <p>	(d)	the insurance policy is not a complying health insurance policy (within the meaning of the <i>Private Health Insurance Act 2007</i>); and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-e">
              <num>e</num>
              <content>
                <p>the insurance policy would be a complying health insurance policy (within the meaning of that Act), if:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-i">
              <num>i</num>
              <content>
                <p>the waiting period requirements in <ref href="#dvs-75">Division 75</ref> of that Act; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-ii">
              <num>ii</num>
              <content>
                <p>the portability requirements in <ref href="#dvs-78">Division 78</ref> of that Act;</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-3__subclause-2">
              <num>2</num>
              <content>
                <p>Subitem (1) has effect subject to subitem (3).</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-4__clause-3__subclause-3">
              <num>3</num>
              <content>
                <p>For the purposes of this Schedule, if (apart from item 4):</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-3__para-a">
              <num>a</num>
              <content>
                <p>at a particular time during the period:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-i">
              <num>i</num>
              <content>
                <p>beginning at the start of <date date="2018-04-01">1 April 2018</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-ii">
              <num>ii</num>
              <content>
                <p>ending at the end of <date date="2018-06-30">30 June 2018</date>;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-iii">
              <num>iii</num>
              <content>
                <p>hospital treatment that is psychiatric care; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-iv">
              <num>iv</num>
              <content>
                <p>hospital-substitute treatment that is psychiatric care; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-3__para-b">
              <num>b</num>
              <content>
                <p>	(b)	as a result, the policy is not a complying health insurance policy (within the meaning of the <i>Private Health Insurance Act 2007</i>) at that time;</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-4__clause-4">
            <num>4</num>
            <heading>Irregular health insurance policy to be treated as a complying health insurance policy</heading>
            <hcontainer name="subclause" eId="schedule-4__clause-4__subclause-1">
              <num>1</num>
              <content>
                <p>The provisions of:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-4__para-a">
              <num>a</num>
              <content>
                <p><i>	</i>(a)	the <i>Private Health Insurance Act 2007</i>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-b">
              <num>b</num>
              <content>
                <p>any other law of the Commonwealth;</p>
              </content>
            </paragraph>
            <content>
              <p>have effect, and are taken always to have had effect, as if <ref href="#sec-63">section 63</ref>-10 of that Act had always provided that an insurance policy that was an irregular health insurance policy at a time during the period:</p>
              <p>is taken, for the purposes of that Act, to be a complying health insurance policy at that time.</p>
            </content>
            <paragraph eId="schedule-4__clause-4__para-c">
              <num>c</num>
              <content>
                <p>beginning at the start of <date date="2007-04-01">1 April 2007</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-d">
              <num>d</num>
              <content>
                <p>ending at the end of <date date="2018-06-30">30 June 2018</date>;</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-4__subclause-2">
              <num>2</num>
              <content>
                <p>Subitem (1) does not apply:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-4__para-a">
              <num>a</num>
              <content>
                <p>	(a)	in determining whether a person has committed an offence against <i>Private Health Insurance Act 2007</i>; or<ref href="#sec-84">section 84</ref>-1 of the </p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-b">
              <num>b</num>
              <content>
                <p>in determining the obligation of a court under subsection 84-1(2) of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-c">
              <num>c</num>
              <content>
                <p>in determining, for the purposes of subsection 84-10(1) of that Act, whether a private health insurer has engaged, is engaging, or is proposing to engage, in conduct:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-i">
              <num>i</num>
              <content>
                <p>that contravenes or would contravene <ref href="#sec-63">section 63</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-ii">
              <num>ii</num>
              <content>
                <p>that is or that would be an offence against <ref href="#sec-84">section 84</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-d">
              <num>d</num>
              <content>
                <p>in determining, for the purposes of subsection 84-10(2) of that Act, whether a refusal or failure:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-i">
              <num>i</num>
              <content>
                <p>contravenes or would contravene <ref href="#sec-63">section 63</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-ii">
              <num>ii</num>
              <content>
                <p>is or would be an offence against <ref href="#sec-84">section 84</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-e">
              <num>e</num>
              <content>
                <p>in determining, for the purposes of paragraph 84-15(a) of that Act, whether a private health insurer has engaged in conduct that contravenes <ref href="#sec-63">section 63</ref>-1 of that Act or is an offence against <ref href="#sec-84">section 84</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-f">
              <num>f</num>
              <content>
                <p>in determining, for the purposes of paragraph 84-15(b) of that Act, whether a refusal or failure contravenes <ref href="#sec-63">section 63</ref>-1 of that Act or is an offence against <ref href="#sec-84">section 84</ref>-1 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-g">
              <num>g</num>
              <content>
                <p>in determining the scope of a jurisdiction or power conferred on the Federal Court by <ref href="#sec-84">section 84</ref>-10 or 84-15 of that Act.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-4__subclause-3">
              <num>3</num>
              <content>
                <p>Subitem (1) does not apply:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-4__para-a">
              <num>a</num>
              <content>
                <p>	(a)	in determining, for the purposes of Chapter 5 of the <i>Private Health Insurance Act 2007</i>, whether a private health insurer may have, or has, contravened an enforceable obligation (within the meaning of that Act); or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-b">
              <num>b</num>
              <content>
                <p>in determining the scope of a power conferred on <role refersTo="#minister">the Minister</role> by Chapter 5 of that Act; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-4__para-c">
              <num>c</num>
              <content>
                <p>in determining the scope of a jurisdiction or power conferred on the Federal Court by Chapter 5 of that Act.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-4__subclause-4">
              <num>4</num>
              <content>
                <p>Subitem (1) does not apply so as to preclude any common law action that could (apart from that subitem) have been brought by the holder of an irregular health insurance policy against a private health insurer.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-4__clause-4__subclause-5">
              <num>5</num>
              <content>
                <p>This item has effect subject to subitems 5(3) and 6(3).</p>
              </content>
            </hcontainer>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-4__clause-5">
            <num>5</num>
            <heading>Waiver—reimbursement of private health insurer</heading>
            <content>
              <p>Scope</p>
              <p>one or more insurance policies were irregular health insurance policies; and</p>
              <p>Waiver</p>
              <p>Non-validation</p>
            </content>
            <hcontainer name="subclause" eId="schedule-4__clause-5__subclause-1">
              <num>1</num>
              <content>
                <p>This item applies if (apart from item 4):</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-5__para-a">
              <num>a</num>
              <content>
                <p>	(a)	before the commencement of this item, an amount (the <b><i>relevant amount</i></b>) was paid to a private health insurer under, or purportedly under, Subdivision 279-A of the <i>Private Health Insurance Act 2007</i>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-5__para-b">
              <num>b</num>
              <content>
                <p>the private health insurer was not entitled to receive the whole, or a part, of the relevant amount because, during the whole or a part of the period:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-5__para-i">
              <num>i</num>
              <content>
                <p>beginning at the start of <date date="2007-04-01">1 April 2007</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-5__para-ii">
              <num>ii</num>
              <content>
                <p>ending at the end of <date date="2018-06-30">30 June 2018</date>;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-5__para-c">
              <num>c</num>
              <content>
                <p>as a result, the whole, or the part, as the case may be, of the relevant amount became repayable to the Commonwealth.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-5__subclause-2">
              <num>2</num>
              <content>
                <p>The repayment of the whole, or the part, as the case may be, of the relevant amount is waived.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-4__clause-5__subclause-3">
              <num>3</num>
              <content>
                <p>Item 4 does not operate to validate the whole, or the part, as the case may be, of the relevant amount.</p>
              </content>
            </hcontainer>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-4__clause-6">
            <num>6</num>
            <heading>Waiver—incentive payment</heading>
            <content>
              <p>Scope</p>
              <p>one or more insurance policies were irregular health insurance policies; and</p>
              <p>Waiver</p>
              <p>Non-validation</p>
            </content>
            <hcontainer name="subclause" eId="schedule-4__clause-6__subclause-1">
              <num>1</num>
              <content>
                <p>This item applies if (apart from item 4):</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-4__clause-6__para-a">
              <num>a</num>
              <content>
                <p>	(a)	before the commencement of this item, an amount (the <b><i>relevant amount</i></b>) was paid to a person under, or purportedly under, repealed Division 26 of the <i>Private Health Insurance Act 2007</i>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-6__para-b">
              <num>b</num>
              <content>
                <p>the person was not entitled to receive the whole, or a part, of the relevant amount because, during the whole or a part of the period:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-6__para-i">
              <num>i</num>
              <content>
                <p>beginning at the start of <date date="2007-04-01">1 April 2007</date>; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-6__para-ii">
              <num>ii</num>
              <content>
                <p>ending at the end of <date date="2013-06-30">30 June 2013</date>;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-4__clause-6__para-c">
              <num>c</num>
              <content>
                <p>as a result, the whole, or the part, as the case may be, of the relevant amount became repayable to the Commonwealth.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-4__clause-6__subclause-2">
              <num>2</num>
              <content>
                <p>The repayment of the whole, or the part, as the case may be, of the relevant amount is waived.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-4__clause-6__subclause-3">
              <num>3</num>
              <content>
                <p>Item 4 does not operate to validate the whole, or the part, as the case may be, of the relevant amount.</p>
              </content>
            </hcontainer>
          </hcontainer>
        </hcontainer>
      </attachment>
      <attachment>
        <hcontainer name="schedule" eId="schedule-5">
          <heading>Miscellaneous</heading>
          <content>
            <p>Private Health Insurance Act 2007</p>
          </content>
          <hcontainer name="clause" eId="schedule-5__clause-1">
            <num>1</num>
            <heading>Paragraph 55-5(2)(d)</heading>
            <content>
              <p>Repeal the paragraph, substitute:</p>
            </content>
            <paragraph eId="schedule-5__clause-1__para-d">
              <num>d</num>
              <content>
                <p>where a person lives, except to the extent allowed under subsection 66-10(2) or <ref href="#sec-66">section 66</ref>-20 or 66-25; or</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-2">
            <num>2</num>
            <heading>At the end of Division 66</heading>
            <content>
              <p>Add:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-66-25">
            <num>66-25</num>
            <heading>Different amounts of benefits for travel or accommodation</heading>
            <content>
              <p>Neither:</p>
              <p>prevents a private health insurer from determining a person’s entitlement under a *complying health insurance policy to a benefit for travel or accommodation in respect of *hospital treatment or *general treatment based on the distance between the person’s principal place of residence and the facility where treatment is provided.</p>
            </content>
            <paragraph eId="schedule-5__clause-66-25__para-a">
              <num>a</num>
              <content>
                <p>the community rating principle in <ref href="#sec-55">section 55</ref>-5; nor</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-66-25__para-b">
              <num>b</num>
              <content>
                <p>the community rating requirements in <ref href="#sec-66">section 66</ref>-1;</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-3">
            <num>3</num>
            <heading>After subsection 121-5(2)</heading>
            <content>
              <p>Insert:</p>
            </content>
            <hcontainer name="subclause" eId="schedule-5__clause-3__subclause-2A">
              <num>2A</num>
              <content>
                <p>	(2A)	Without limiting subsection (1) or (2), <b><i>hospital treatment</i></b> also includes benefits for travel or accommodation relating to treatment covered by subsection (1) or (2).</p>
              </content>
            </hcontainer>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-4">
            <num>4</num>
            <heading>Subsection 121-5(4)</heading>
            <content>
              <p>Omit “and (2)”, substitute “, (2) and (2A)”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-5">
            <num>5</num>
            <heading>After subsection 121-10(2)</heading>
            <content>
              <p>Insert:</p>
            </content>
            <hcontainer name="subclause" eId="schedule-5__clause-5__subclause-2A">
              <num>2A</num>
              <content>
                <p>	(2A)	Despite paragraph (1)(b), <b><i>general treatment</i></b> also includes benefits for travel or accommodation relating to hospital treatment.</p>
              </content>
            </hcontainer>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-6">
            <num>6</num>
            <heading>Subsection 121-10(3)</heading>
            <content>
              <p>Omit “and (2)”, substitute “, (2) and (2A)”.</p>
              <p>Private Health Insurance Act 2007</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-7">
            <num>7</num>
            <heading>Section 93-1 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statement</b><b>s</b>”, substitute “<b>private health information statement</b><b>s</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-8">
            <num>8</num>
            <heading>Subsection 93-1(1)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-9">
            <num>9</num>
            <heading>Subsection 93-1(1A)</heading>
            <content>
              <p>Omit “*standard information statement may be the standard information statement”, substitute “*private health information statement may be the private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-10">
            <num>10</num>
            <heading>Subsections 93-1(2) and (3)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-11">
            <num>11</num>
            <heading>Paragraph 93-1(4)(a)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-12">
            <num>12</num>
            <heading>Paragraph 93-1(4)(b)</heading>
            <content>
              <p>Omit “standard information statement”, substitute “private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-13">
            <num>13</num>
            <heading>Section 93-5 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statement</b>”, substitute “<b>private health information statement</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-14">
            <num>14</num>
            <heading>Subsection 93-5(1)</heading>
            <content>
              <p>Omit “<b><i>standard information statement</i></b>”, substitute “<b><i>private health information statement</i></b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-15">
            <num>15</num>
            <heading>Subsection 93-5(2)</heading>
            <content>
              <p>Omit “*standard information statements”, substitute “*private health information statements”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-16">
            <num>16</num>
            <heading>Section 93-10 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statements</b>”, substitute “<b>private health information statements</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-17">
            <num>17</num>
            <heading>Paragraph 93-10(a)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-18">
            <num>18</num>
            <heading>Paragraph 93-15(1)(a)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-19">
            <num>19</num>
            <heading>Subsection 93-20(1)</heading>
            <content>
              <p>Omit “*standard information statement”, substitute “*private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-20">
            <num>20</num>
            <heading>Paragraph 93-20(2)(b)</heading>
            <content>
              <p>Omit “*standard information statements”, substitute “*private health information statements”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-21">
            <num>21</num>
            <heading>Paragraph 93-20(2)(d)</heading>
            <content>
              <p>Omit “standard information statement”, substitute “private health information statement”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-22">
            <num>22</num>
            <heading>Section 96-1 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statements</b>”, substitute “<b>private health information statements</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-23">
            <num>23</num>
            <heading>Section 96-1</heading>
            <content>
              <p>Omit “*standard information statements”, substitute “*private health information statements”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-24">
            <num>24</num>
            <heading>Section 96-5 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statements</b>”, substitute “<b>private health information statements</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-25">
            <num>25</num>
            <heading>Section 96-5</heading>
            <content>
              <p>Omit “*standard information statements”, substitute “*private health information statements”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-26">
            <num>26</num>
            <heading>Section 96-10 (heading)</heading>
            <content>
              <p>Omit “<b>standard information statements</b>”, substitute “<b>private health information statements</b>”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-27">
            <num>27</num>
            <heading>Section 96-10</heading>
            <content>
              <p>Omit “*standard information statements”, substitute “*private health information statements”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-28">
            <num>28</num>
            <heading>Clause 1 of Schedule 1</heading>
            <content>
              <p>Insert:</p>
              <p><b><i>private health information statement</i></b> is defined in section 93-5.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-29">
            <num>29</num>
            <heading>Clause 1 of Schedule 1 (definition of standard information statement)</heading>
            <content>
              <p>Repeal the definition.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-30">
            <num>30</num>
            <heading>Clause 1 of Schedule 1 (definition of up to date)</heading>
            <content>
              <p>Repeal the definition, substitute:</p>
              <p><b><i>up to date</i></b>, in relation to a *private health information statement, is defined in subsection 93-1(2).</p>
              <p>Private Health Insurance Act 2007</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-31">
            <num>31</num>
            <heading>After section 121-7</heading>
            <content>
              <p>Insert:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-121-8">
            <num>121-8</num>
            <heading>Application for inclusion of hospital in a class</heading>
            <hcontainer name="subclause" eId="schedule-5__clause-121-8__subclause-1">
              <num>1</num>
              <content>
                <p>A person may apply to <role refersTo="#minister">the Minister</role> for a *hospital to be included in a class set out in the Private Health Insurance (Health Insurance Business) Rules.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-5__clause-121-8__subclause-2">
              <num>2</num>
              <content>
                <p>The application must be:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-5__clause-121-8__para-a">
              <num>a</num>
              <content>
                <p>in the *approved form; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8__para-b">
              <num>b</num>
              <content>
                <p>accompanied by any application fee imposed under the Private Health Insurance (Health Insurance Business) Rules.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-121-8A">
            <num>121-8A</num>
            <heading>Minister to decide application</heading>
            <hcontainer name="subclause" eId="schedule-5__clause-121-8A__subclause-1">
              <num>1</num>
              <content>
                <p><role refersTo="#minister">The Minister</role> must consider whether a *hospital to which an application relates satisfies the assessment criteria set out in the Private Health Insurance (Health Insurance Business) Rules.</p>
              </content>
            </hcontainer>
            <hcontainer name="subclause" eId="schedule-5__clause-121-8A__subclause-2">
              <num>2</num>
              <content>
                <p>If the *hospital satisfies the assessment criteria, the Minister must, <quantity refersTo="#deadline">within 60 days</quantity> after the day the application is made:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-5__clause-121-8A__para-a">
              <num>a</num>
              <content>
                <p>include the hospital in a class set out in the Private Health Insurance (Health Insurance Business) Rules; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8A__para-b">
              <num>b</num>
              <content>
                <p>notify the person, in writing, of:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8A__para-i">
              <num>i</num>
              <content>
                <p>the hospital’s inclusion in a class set out in the Rules; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8A__para-ii">
              <num>ii</num>
              <content>
                <p>the day that the hospital is included in that class and the day that the hospital’s inclusion in that class ends.</p>
              </content>
            </paragraph>
            <hcontainer name="subclause" eId="schedule-5__clause-121-8A__subclause-3">
              <num>3</num>
              <content>
                <p>If the *hospital does not satisfy the assessment criteria, the Minister must, <quantity refersTo="#deadline">within 60 days</quantity> after the day the application is made:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-5__clause-121-8A__para-a">
              <num>a</num>
              <content>
                <p>notify the person, in writing, of that fact; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8A__para-b">
              <num>b</num>
              <content>
                <p>provide reasons for the decision.</p>
              </content>
            </paragraph>
            <content>
              <p>Note:	A decision that a hospital does not satisfy the assessment criteria set out in the Private Health Insurance (Health Insurance Business) Rules is reviewable under <ref href="#part-6">Part 6</ref>-9.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-121-8B">
            <num>121-8B</num>
            <heading>Period of inclusion of hospital in a class</heading>
            <content>
              <p>The inclusion of a *hospital in a class set out in the Private Health Insurance (Health Insurance Business) Rules:</p>
            </content>
            <paragraph eId="schedule-5__clause-121-8B__para-a">
              <num>a</num>
              <content>
                <p>comes into force on the day specified in the notice referred to in subparagraph 121-8A(2)(b)(ii); and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8B__para-b">
              <num>b</num>
              <content>
                <p>expires on the day specified in that notice, unless it is revoked earlier.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-121-8C">
            <num>121-8C</num>
            <heading>Revocation of inclusion of hospital in a class</heading>
            <content>
              <p><role refersTo="#minister">The Minister</role> may revoke the inclusion of a *hospital in a class set out in the Private Health Insurance (Health Insurance Business) Rules if <role refersTo="#minister">the Minister</role> considers that the hospital ceases to satisfy the assessment criteria set out in the Rules.</p>
              <p>Note:	A decision to revoke the inclusion of a hospital in a class set out in the Private Health Insurance (Health Insurance Business) Rules is reviewable under <ref href="#part-6">Part 6</ref>-9.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-121-8D">
            <num>121-8D</num>
            <heading>Private Health Insurance (Health Insurance Business) Rules</heading>
            <content>
              <p>The Private Health Insurance (Health Insurance Business) Rules may provide for all or any of the following:</p>
            </content>
            <paragraph eId="schedule-5__clause-121-8D__para-a">
              <num>a</num>
              <content>
                <p>for the purposes of this Part and <ref href="#dvs-72">Division 72</ref>—set out one or more classes of *hospital;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8D__para-b">
              <num>b</num>
              <content>
                <p>impose an application fee for the purposes of <ref href="#sec-121">section 121</ref>-8;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8D__para-c">
              <num>c</num>
              <content>
                <p>set out assessment criteria for including a hospital in a particular class;</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-121-8D__para-d">
              <num>d</num>
              <content>
                <p>set out matters of a transitional nature relating to the current arrangements for hospitals and the new application process provided for by <ref href="#sec-121">section 121</ref>-8.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-32">
            <num>32</num>
            <heading>Section 328-5 (after table item 4A)</heading>
            <content>
              <p>Insert:</p>
              <p>Private Health Insurance Act 2007</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-33">
            <num>33</num>
            <heading>Section 55-10</heading>
            <content>
              <p>Repeal the section, substitute:</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-55-10">
            <num>55-10</num>
            <heading>Closed products, and terminated products and product subgroups</heading>
            <content>
              <p>The principle of community rating in <ref href="#sec-55">section 55</ref>-5 does not:</p>
            </content>
            <paragraph eId="schedule-5__clause-55-10__para-a">
              <num>a</num>
              <content>
                <p>prevent a private health insurer from closing a *complying health insurance product, such that the *product will not be available to anyone except those persons, who at the time of closing, are insured under a policy forming part of the product; or</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-55-10__para-b">
              <num>b</num>
              <content>
                <p>prevent a private health insurer from terminating a complying health insurance product or a *product subgroup of a complying health insurance product, such that:</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-55-10__para-i">
              <num>i</num>
              <content>
                <p>in the case of a product—the product will not be available to any person insured under a policy forming part of the product; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-55-10__para-ii">
              <num>ii</num>
              <content>
                <p>in the case of a product subgroup—the product subgroup will not be available to any person insured under a policy that belongs to the product subgroup.</p>
              </content>
            </paragraph>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-34">
            <num>34</num>
            <heading>Subsection 78-1(1)</heading>
            <content>
              <p>Omit “and (4)”, substitute “, (4) and (5A)”.</p>
            </content>
          </hcontainer>
          <hcontainer name="clause" eId="schedule-5__clause-35">
            <num>35</num>
            <heading>After subsection 78-1(5)</heading>
            <content>
              <p>Insert:</p>
              <p>Note:	See also <ref href="#sec-55">section 55</ref>-10.</p>
              <p>[<i>Minister’s second reading speech made in—</i></p>
              <p>
                <i>House of Representatives on 28 March 2018</i>
              </p>
              <p><i>Senate on 18 June 2018</i>]</p>
              <p>(60/18)</p>
            </content>
            <hcontainer name="subclause" eId="schedule-5__clause-35__subclause-5A">
              <num>5A</num>
              <content>
                <p>An insurance policy meets the requirement in this subsection if:</p>
              </content>
            </hcontainer>
            <paragraph eId="schedule-5__clause-35__para-a">
              <num>a</num>
              <content>
                <p>the policy forms part of a *complying health insurance product or belongs to a *product subgroup of a complying health insurance product; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-35__para-b">
              <num>b</num>
              <content>
                <p>the *product or product subgroup is being terminated by the private health insurer, and as a consequence, an *adult insured under the policy is to be transferred to a new policy; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-35__para-c">
              <num>c</num>
              <content>
                <p>the insurer informs the adult insured under the policy, in writing, of the matters set out in the Private Health Insurance (Complying Product) Rules; and</p>
              </content>
            </paragraph>
            <paragraph eId="schedule-5__clause-35__para-d">
              <num>d</num>
              <content>
                <p>the adult insured under the policy is informed of those matters a reasonable time before the transfer to the new policy is to take effect.</p>
              </content>
            </paragraph>
          </hcontainer>
        </hcontainer>
      </attachment>
    </attachments>
  </act>
</akomaNtoso>
